Which account wins for you?
Put the same $1,000 a year into each account and leave it until 59½. The funds are identical, so the only difference is how each one gets taxed. That depends on your income, your state and your age. Change any of them below and watch the order move.
These are example numbers. Put in your own, or answer the questions and they fill in for you.
What $1,000 a year is worth at 59½
After tax, in today's money, historical returns on 90% stocks and 10% bonds. Your plan puts these in order for you, and fills each one only up to its limit. Get your plan.